One team. Everything
your business needs.
Four service tiers that replace four separate vendors. Pick your level — or start with a free evaluation and we'll recommend the right fit.
Get matched to a tier →Financial Foundation
Build the base. Get your books right from the start.
Most small businesses come to us with one of two problems: books that have never been set up correctly, or books that were once clean but drifted. Tier 1 is where we fix that.
This is a project-based engagement. We come in, assess the situation, clean it up, and set up systems that actually hold. We also prepare documentation SBA lenders and auditors want to see.
- Bookkeeping cleanup & catch-up
- QuickBooks setup or migration
- Chart of accounts structuring
- SBA & lender documentation prep
- Audit support & financial review
- Initial financial health assessment
Ongoing Compliance & Tax
Stay current. Stay compliant. Never scramble in April again.
Tier 2 is ongoing — monthly bookkeeping, quarterly check-ins, year-round tax prep. We start working on your taxes in January, not March. By the time filing deadlines arrive, the work is already done.
We also manage your compliance calendar: federal filings, state requirements, payroll tax deadlines. You focus on running your business. We watch the calendar.
- Monthly bookkeeping & reconciliation
- Compliance calendar management
- Year-round income tax preparation
- Federal & state filing support
- Payroll tax oversight
- Quarterly financial reviews
Advanced Financial Management
Go beyond bookkeeping. Make better decisions with better data.
Tier 3 is for businesses that have the basics in place and are ready to use their financials strategically. This includes cash flow modeling, forensic accounting for businesses with complex histories, and fractional CFO services for owner-operators who need a strategic financial partner without hiring one full-time.
This tier is built around ongoing advisory — not just reports, but conversations about what the numbers mean and what to do next.
- Cash flow forecasting & modeling
- Forensic accounting & investigation
- Internal audit preparation
- Fractional CFO advisory
- Financial systems design
- KPI dashboards & reporting
Your dedicated financial team.
One advisor, one bookkeeper, full coverage — everything under one roof.
ProCFO Advantage is our highest-touch engagement. You get a dedicated advisor and a dedicated bookkeeper who know your business deeply. IRS representation if you ever need it. Financial coaching for you as the business owner, not just your company. And access to our professional network — attorneys, lenders, and specialists who we've worked with and trust.
This is the tier for businesses that want a true financial partner, not a service provider.
- Dedicated advisor + dedicated bookkeeper
- IRS representation & resolution
- Financial coaching for business owners
- Access to ProCFO professional network
- Priority response (<4 business hours)
- Everything in Tiers 1–3
Quick comparison
| Service | Tier 1 | Tier 2 | Tier 3 | Advantage |
|---|---|---|---|---|
| Bookkeeping cleanup | ✓ | ✓ | ✓ | ✓ |
| Monthly bookkeeping | — | ✓ | ✓ | ✓ |
| Tax preparation | — | ✓ | ✓ | ✓ |
| Compliance management | — | ✓ | ✓ | ✓ |
| Cash flow modeling | — | — | ✓ | ✓ |
| Fractional CFO | — | — | ✓ | ✓ |
| Dedicated advisor | — | — | — | ✓ |
| IRS representation | — | — | — | ✓ |